Regions Bank Drive Thru Hours (2024)

FAQs

How late can you make a deposit at Regions? ›

DepositSmart ATMs – 8 p.m. Online & Mobile (bill payments and transfers) – 8 p.m.

In most cases, funds from checks you deposit on a business day (business days exclude Saturday, Sunday and federal holidays) are available to you by the next business day. * Exceptions may apply. Please see the Funds Availability Policy in the Regions Bank Deposit Agreement for complete details.

Most customers have a $6,000 daily and $10,000 monthly limit. Customers who qualify as a member of Preferred Banking programs have a $10,000 daily and $25,000 monthly limit. Private Wealth Management clients should contact their Wealth Advisor for limits.

RIM is a Registered Investment Adviser and wholly owned subsidiary of Regions Bank, which in turn, is a wholly owned subsidiary of Regions Financial Corporation.

Business day cutoff varies by location or service, but in general the following times apply: • Regular ATMs (non-DepositSmart ATMs): 8 p.m. Central Time • Branches: Branch closing time • DepositSmart ATMs®: 8 p.m. Central Time • Online Banking and Mobile Banking: 8 p.m. Central Time • Real-time Electronic Payments: 8 ...

Generally, the cut-off hour may not be earlier than 2 p.m. for deposits made in person at a bank branch, and not earlier than noon for deposits at off-site locations such as ATMs. Review your account agreement for policies specific to your bank and your account.

How Long Does it Take to Get the Money with a Pending Direct Deposit? Depending on the kind of payment, a pending direct deposit status can last for just a few hours or up to several days. Usually, the direct deposit process is fast and efficient.

Generally, a bank must make the first $225 from the deposit available—for either cash withdrawal or check writing purposes—at the start of the next business day after the banking day that the deposit is made. The rest of the deposit should generally be available on the second business day.

Bottom line. In most cases, a check should clear within one or two business days. There are a few cases in which a check might be held for longer, such as if it's a large deposit amount or an international check. Make sure to review your bank's policies for what to expect in terms of check hold times.

Yes, your daily ATM withdrawal limit is $808; you as the business owner can set the daily limit for each of your employees. The combined total of these limits should not exceed your account's $808 daily limit.

Why would regions decline a mobile deposit? ›

This rejection can occur for various reasons, such as insufficient funds in the depositor's account, discrepancies in the provided account details, a hold or freeze on the account, or suspicious activity triggering security measures.

Deposit holds are placed for a defined time, as allowed by Regulation CC and the Regions Deposit Agreement, to help reduce the risk of making funds from check deposits available for withdrawal before learning whether the checks return unpaid.

On August 12, the long-anticipated closing of the merger between Memphis-based Union Planters Banks and Birmingham-based Regions Financial Corporation (NYSE: RF) will take place.

Regions Financial Corporation, formerly known as First Alabama Bankshares, was founded on July 13, 1971 with the merger of three Alabama banks: First National Bank of Montgomery, Alabama (opened 1871), Exchange Security Bank of Birmingham, Alabama (opened 1928), and First National Bank of Huntsville, Alabama (opened ...

Regions Bank had $151.3 billion in assets as of Dec. 31, 2023, ranking it No. 25 among banks in the country. Regions Bank serves customers across the South, Midwest and Texas and operates approximately 1,300 banking offices.

Personal, business, and payroll checks are good for 6 months (180 days). Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.

What time your direct deposit hits depends on the financial institution. Most recipients can expect their direct deposits to be available by 9 a.m. on payday, with many banks allowing funds to be released between midnight and 6 a.m. If your bank allows for the funds to be released sooner, you'll see them then.

Usually, you'll have access to your direct deposit at the opening of business on your payday — by 9 a.m. In many cases, direct deposits hit accounts even earlier, often between midnight and 6 a.m. on payday morning. But there are factors that can affect how long it takes your direct deposit to become available.

Banks across the country generally operate from 9:30 a.m. to 5:30 p.m. Also, there are some banks that have bank timings for 12 hours a day - meaning from 8:00 a.m. to 8:00 p.m. The clients who want to visit the bank physically for a banking transaction, depositing cash or for any passbook related services should refer ...